Budgets are the main Tool in Textbooks. They are similar to Trackers but they interact with the system in ways you might expect.
Budgets:
Have a Budget Amount.
You can track your spending weekly or monthly.
They can be ‘un-timed’ which means the balance doesn’t reset (used for one-time things like weddings or vacations)
When you create a Budget, the amount is removed from your Safe-to-Spend balance as that money has been ‘set aside’.
BUDGETS: CARRYOVER GOAL
If you have GOALS enabled, you can assign a “Carryover Goal” to your BUDGET. If there is any left-over money at the end of the month, it will be moved to the “Carryover Goal” you assign.